---
path: /rating
title: "Rating Agent — Base rates, factors, ILFs, callable pricing API"
description: "Rating is Tesora's agent for rate filings and pricing engines. Turn filed manuals into executable rating engines, then expose them as production-grade pricing APIs."
section: Product
priority: 0.9
changefreq: monthly
source_file: pages/marketing/RatingPage.tsx
---
# Rating Agent — Base rates, factors, ILFs, callable pricing API

# Turn PDF or Excel base rates, factors and ILFs into a callable pricing API and GUI.

Builds and deploys Excel-native raters with trauma studies and SOX-ready audit trails. Most rate plans live as a 60-page filing and a spreadsheet only one person on the team can run. Rating turns that into a versioned, callable pricing API in days, not quarters.

## From quarters to minutes, with the rate plan intact.

## Author, reviewer, approver are three separate identities.

Three environments — dev (actuaries build), test (QA validates), prod (underwriters use). Actuaries cannot push directly to prod. Full audit trail of who promoted what and when. Trauma studies gate every deploy.

## See Rating on your rate plan.

Bring a SERFF filing or an Excel rater. We'll reconstruct it as a callable pricing API in front of you.