# Tesora

> Tesora builds Frontier AI for actuaries: agents for insight (loss modeling, trends, on-leveling, market research) and rating (base rates, factors, ILFs, callable pricing API), backed by a fully reproducible audit trail.

This file is a curated index of pages on tesora.ai for AI assistants and LLM-based search. Each link points to a Markdown version of the page suitable for direct ingestion. See `/llms-full.txt` for the concatenated full text of every page.

## Product

- [Tesora — Frontier AI for Actuaries](https://tesora.ai/index.md): Tesora builds Frontier AI agents for actuaries: Insight for loss modeling, trends, on-leveling, and market research; Rating for base rates, factors, ILFs, and callable pricing APIs. Backed by Foundation Capital and Y Combinator S25.
- [For Actuaries — How Tesora supplements your workflow](https://tesora.ai/actuary.md): How Tesora supplements the way actuarial teams already work: the busywork done by AI, the science left to the actuary.
- [Governance — Reproducible audit trails for actuarial work](https://tesora.ai/governance.md): Tesora's governance model: every computation reproducible from inputs forward, every change attributable, ASOP-aware documentation built in.
- [Insight Agent — Loss modeling, trends, on-leveling, market research](https://tesora.ai/insight.md): Insight is Tesora's agent for actuarial analysis: loss modeling, trend selection, on-leveling, and competitive market research with a fully reproducible audit trail.
- [Insights — Analyses without the busywork](https://tesora.ai/insights.md): How Tesora's Insight agent eliminates the busywork around actuarial analysis: data assembly, on-leveling, trend selection, market context.
- [Actuarial Workbench — End-to-end actuarial lifecycle](https://tesora.ai/lifecycle.md): The Tesora Actuarial Workbench: a single workspace for loss modeling, rating, peer review, and filing — with provenance on every cell.
- [Rating Agent — Base rates, factors, ILFs, callable pricing API](https://tesora.ai/rating.md): Rating is Tesora's agent for rate filings and pricing engines. Turn filed manuals into executable rating engines, then expose them as production-grade pricing APIs.

## Customers

- [Admitted Carriers — Filing-driven rating with SOX-grade audit](https://tesora.ai/admitted.md): How Tesora helps admitted carriers ship rate filings: SERFF ingest, regression against the filed manual, rate-committee briefs, DOI prep packets.
- [Customers — Admitted carriers, E&S, and education](https://tesora.ai/customers.md): Tesora customer segments: admitted carriers, non-admitted (E&S) carriers, and actuarial education programs.
- [Non-Admitted (E&S) — Bind-ready pricing under E&S speed](https://tesora.ai/non-admitted.md): How Tesora helps non-admitted (E&S) carriers price submissions in days instead of weeks: triage, manuscript flexibility, deviation accounting.
- [Students & Education — Production-grade actuarial tools](https://tesora.ai/students.md): How actuarial students and educational programs can use Tesora to build exam-ready intuition with the same tooling working actuaries use in production.

## Company

- [Careers — Engineering, actuarial, and GTM at Tesora](https://tesora.ai/careers.md): Open roles at Tesora across engineering, actuarial, and go-to-market.
- [Media — Notes, announcements, and prior research](https://tesora.ai/media.md): Tesora media: notes, announcements, and prior research from the team.
- [Security — SOC 2 Type II, SOX-ready, ASOP-aware](https://tesora.ai/security.md): Tesora's security posture: SOC 2 Type II, SOX-ready rating engine, ASOP-aware documentation, customer-managed encryption keys.

## Blog

- [Blog — Long-form writing from the Tesora team](https://tesora.ai/blog.md): Long-form writing from the Tesora team on actuarial science, AI, and the industry.
- [The Actuarial AI Arms Race](https://tesora.ai/blog/ai-arms-race.md): Why insurance carriers are racing to deploy AI in actuarial workflows, and what separates lasting wins from theater.
- [AIG and AI Underwriting](https://tesora.ai/blog/aig-ai-underwriting.md): What AIG's recent AI underwriting moves tell us about the future of the industry.
- [The Captive Insurance Growth Story](https://tesora.ai/blog/captive-growth.md): Why captive insurance is growing, and what it means for actuaries.
- [The Real Cost of Actuarial Documentation](https://tesora.ai/blog/document-costs.md): Documentation is the hidden tax of actuarial work. We unpack the real cost, and what AI is finally able to do about it.

## Legal

- [Privacy Policy](https://tesora.ai/privacy.md): Tesora privacy policy: what we collect, how we use it, how to contact us.
- [Terms of Use](https://tesora.ai/terms.md): Tesora terms of use.